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Posts tagged "credit report" After you are issued a discharge by a United States Bankruptcy Judge in a Chapter 7 case, you are no longer legally responsible for paying back any of the debts listed on your bankruptcy petition. This legal responsibility may vary depending on whether you owe certain non-dischargeable debts,...
Continue reading » April 9, 2016 d.grantham Bankruptcy The FICO credit-scoring system groups together people with similar histories and rates them. These groups are called Score Cards. If you have filed for bankruptcy, your case filing will appear on your credit report. However, you will be grouped on a Score Card with other individuals who have...
Continue reading » March 3, 2016 d.grantham Bankruptcy I often hear clients tell me that they no longer owe xyz credit company a debt because the company “charged off” the debt. However, this is simply not true. Your lenders will generally “write off” a delinquent account as a bad debt after 180 days, or six months....
Continue reading » January 13, 2016 d.grantham Bankruptcy